“Right” as in finally writing something from a conservative standpoint, namely that you and I have NO desire to absolve our fellow irresponsible and in some cases dim-witted fellow Americans for THEIR mortgage problems.

” Our moral and economic system is based on individual responsibility. It’s based on the idea that people have to live with the consequences of their decisions. This makes them more careful deciders. This means that society tends toward justice — people get what they deserve as much as possible

Over the last few months, we’ve made a hash of all that. The Bush and Obama administrations have compensated foolishness and irresponsibility. The financial bailouts reward bankers who took insane risks. The auto bailouts subsidize companies and unions that made self-indulgent decisions a few decades ago that drove their industry into the ground.

The stimulus package handed tens of billions of dollars to states that spent profligately during the prosperity years. The Obama housing plan will force people who bought sensible homes to subsidize the mortgages of people who bought houses they could not afford. It will almost certainly force people who were honest on their loan forms to subsidize people who were dishonest on theirs.

These injustices are stoking anger across the country, lustily expressed by Rick Santelli on CNBC Thursday morning. “The government is promoting bad behavior!” Santelli cried as Chicago traders cheered him on. “The president … should put up a Web site … to have people vote … to see if they want to subsidize losers’ mortgages!”

Well, in some cases we probably do. That’s because government isn’t fundamentally in the Last Judgment business, making sure everybody serves penance for their sins. In times like these, government is fundamentally in the business of stabilizing the economic system as a whole.”

Oh well, I might have spoken too soon. Brooks goes on to blame the banks and the government for a lack of oversight. Yet the fact is that there is only really one person to blame for the mortgage mess, and that’s the idiots that believed they could afford a house that anyone with a third grade education knew they couldn’t afford.

The real crime here is that the Government now is forcing you and I – through our tax dollars – to bailout these dumbasses. I for one am mad as hell about that.

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